Most people think of life insurance as something that helps their loved ones after they’re gone. But did you know that some life insurance policies can also help you while you’re still alive? These features are called living benefits, and they’re becoming more common in both term and permanent life insurance policies. Living benefits allow
Artificial intelligence (AI) and automation are no longer fringe technologies in the insurance industry — they’re now central to how carriers, brokers, and clients manage risk. From underwriting to claims processing to fraud detection, AI is transforming the operational backbone of insurance, delivering speed, precision, and insight that were previously out of reach. Smarter Underwriting
Owning assets with your adult child as “joint tenants with right of survivorship” may seem like a simple way to streamline your estate plan. However, doing so can carry important legal, tax and practical implications that deserve careful consideration. Positives and negatives There are upsides to owning an asset — such as real estate, a
