How to Protect Your Business When Working with Contractors

05/15/2019

One of the most effective and simplest ways of protecting your organization from liability due to contractors’ and subcontractors’ operations is with Additional Insured coverage. Liability insurance covers you from losses due to claims your company, its employees or products or services caused harm or wrong to a third party. Sometimes, however, your organization can

College Financing May Be an Integral Part of Your Estate Plan

05/15/2019

The staggering cost of college makes it critical for families to plan carefully for this major expense, and in many cases grandparents want to play a role. As you examine the many financing options for your grandchildren, be sure to consider their impact on your estate plan. Make direct payments A simple, but effective, technique

9 Proactive Techniques to Improve Your Workers’ Comp Program and Save Money

05/15/2019

Your agent is an excellent resource for ensuring you’re ready when an accident happens — and it doesn’t cost more than necessary. 1   Make sure your employee classifications are correct. There are 500 to 600 job classifications to choose from, and getting the best fit possible can mean getting the lowest rate possible. Sometimes employees